奥宇
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今天听一个行业讲座，建立驾驶人员驾驶风格模型库，提供定制化车险，我觉得蔚来目前的智驾分也包括这方面的内容，这个以后还可以和辅助驾驶的费用挂钩，智驾分高肯定是有好处的。之前harry也在radio 说过@Harry_Wong ，比如说以后辅助驾驶订阅费用与分数挂钩，我觉得最重要和以后的nad绝对强关联。
驾驶行为好的人，事故概率小，应该在保费中有所体现，辅助驾驶如果以后提供兜底，肯定要考虑这个因素，千人千费，本来也不应该一个价
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